{"id":1006456,"date":"2025-10-28T20:39:58","date_gmt":"2025-10-28T20:39:58","guid":{"rendered":"https:\/\/mutara.ch\/services\/staff-and-social-security-insurance\/"},"modified":"2026-08-04T05:52:39","modified_gmt":"2026-08-04T05:52:39","slug":"personnel-and-social-insurance","status":"publish","type":"page","link":"https:\/\/mutara.ch\/en\/services\/personnel-and-social-insurance\/","title":{"rendered":"Staff and Social Security Insurance"},"content":{"rendered":"
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Staff and Social Security Insurance<\/h1><\/div><\/div>\n<\/div>\n<\/div>\n\n
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Your business in focus, your numbers under control<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

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Social insurance without question marks
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\"Staff<\/span><\/div>\n\n

AHV, BVG, UVG, ALV, EO \u2013 the Swiss social insurance system is complex.
Especially with international constellations:
Who is insured where?
Which country is responsible?
What applies to expatriates or cross-border commuters?<\/p>\n

We advise you on all questions regarding social insurance.
Whether registration, contribution obligations, or payouts \u2013 we ensure that everything runs correctly.<\/p>\n

With four locations (Baar, Zurich, Lugano, Liechtenstein) and 20 years in business, we serve
SMEs from all industries.<\/p>\n

Excellent in our work and close to our clients \u2013 with a management team that is directly accessible.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

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How we help you<\/h2><\/div><\/div>\n<\/div>\n<\/div>\n\n
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SWISS SOCIAL INSURANCE<\/h3>\n<\/div><\/div>\n\n
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  • AHV, IV, EO \u2013 contribution obligations and registration<\/li>\n
  • ALV \u2013 unemployment insurance<\/li>\n
  • BVG \u2013 pension fund and 2nd pillar<\/li>\n
  • UVG \u2013 accident insurance<\/li>\n
  • KTG \u2013 daily sickness benefit insurance<\/li>\n
  • Family allowances (FamZG)<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n
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    EXPATRIATES AND INTERNATIONAL CASES<\/h3>\n<\/div><\/div>\n\n
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    • Advisory for expatriates on assignment to Switzerland<\/li>\n
    • Examination of the responsibility of the social security state<\/li>\n
    • Social security agreements and EU\/EFTA regulations<\/li>\n
    • Cross-border commuters and international employees<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n
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      ANobAG \u2013 EMPLOYEES WITHOUT A CONTRIBUTING EMPLOYER<\/h3>\n<\/div><\/div>\n\n
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      • Advisory for employment by foreign employers<\/li>\n
      • Contribution obligations and billing procedures<\/li>\n
      • Registration with social insurance<\/li>\n
      • Ongoing support<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n
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        PENSION \u2013 2ND AND 3RD PILLAR <\/h3>\n

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        • Analysis of 2nd pillar payout options<\/li>\n
        • Advisory on 3rd pillar (pillar 3a and 3b)<\/li>\n
        • Tax optimization of pension payouts<\/li>\n
        • Voluntary purchases into the pension fund<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n
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          MUTARA at a Glance<\/h2><\/div><\/div>\n<\/div>\n<\/div>\n\n
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          <\/span><\/span><\/p><\/div><\/div>\n\n

          Years in Business<\/p>\n<\/div><\/div>\n<\/div>\n\n

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          <\/span><\/span><\/p><\/div><\/div>\n\n

          Years Combined Team Experience<\/p>\n<\/div><\/div>\n<\/div>\n\n

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          <\/span><\/span><\/p><\/div><\/div>\n\n

          Baar - Z\u00fcrich - Lugano
          Liechtenstein (Balzers)<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n

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          \"EXPERTsuisse<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n
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          As a pearl in the fiduciary industry, we combine client proximity with excellence<\/h2>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n
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          \"Accessible\"<\/span><\/div>\n\n

          Specialized<\/h4><\/div><\/div>\n\n

          Expatriates, ANobAG, international cases \u2013 we know the special cases.
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          \"Clear\"<\/span><\/div>\n\n

          Clear<\/h4><\/div><\/div>\n\n

          Social insurance is complicated enough.
          We explain it understandably.
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          \"Forward-thinking\"<\/span><\/div>\n\n

          Forward-thinking<\/h4><\/div><\/div>\n\n

          We think about pension and taxes.
          Not just contributions.
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          \"Honesty\"<\/span><\/div>\n\n

          Accessible<\/h4><\/div><\/div>\n\n

          Questions about contribution obligations? About the pension fund?
          We are here for you.
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          Get started easily \u2013 relief in 3 steps<\/h2><\/div><\/div><\/div><\/div>

          1<\/p>\n<\/div><\/div>

          Initial consultation<\/h4><\/div><\/div>

          We listen and understand your situation. Free, no obligation. <\/p>\n<\/div><\/div><\/div>

          2<\/p>\n<\/div><\/div>

          Proposal<\/h4><\/div><\/div>

          Clear services, clear prices.
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          3<\/p>\n<\/div><\/div>

          Collaboration<\/h4><\/div><\/div>

          You have a dedicated contact person. We get started. <\/p>\n<\/div><\/div><\/div><\/div><\/div>\n\n

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          Get in touch with us<\/h2><\/div><\/div>\n\n
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